Posts Tagged ‘criminal background check’

Identity Theft Checklist

Tuesday, May 6th, 2014

  

UNBELIEVABLE!!!!!

Did you know? As much as 20% of all adults in America fell victim to some sort of Identity Theft in 2013? That is insane. That is 1 in 5. That means that unless you are a total recluse, you know somebody that has fallen victim to some sort of Identity Theft, or even a few people. You might have even been a victim yourself. Look, I know what you are thinking. It would never happen to you, RIGHT? Don’t be so sure. I was a victim for over 6 years before I even knew it. NO JOKE!! And to top it all off, mine was Criminal Identity Theft, the kind where someone else’s crimes end up on your Criminal Background Check. Yep, 7 felonies including Capitol Murder. Over 5000 hours spent trying to clear my name and to be honest with you, even though I have taken all of the necessary steps, some of the crimes still show up on my Criminal Background Check. But enough about me, if you are really that interested my story is all over the internet and all over this website. Just search “John Shelby Identity Theft”.

Do you still think that you are safe? Or are you starting to wonder? Well, here’s a little checklist to know if your Identity is at risk of being stolen or compromised:

IDENTITY THEFT CHECKLIST

1. Do you ever bank online?

 

2. Are you prior military with a VA file?

 

3. Are you on any form of social media?

 

4. Have any of your email accounts ever been “hacked”?

 

5. Have you ever lost or mis-placed your smart-phone, laptop, or other mobile device?

 

6. Did you shop at Target or Nordstrom’s this last holiday season?

 

7. Have you ever received a letter from your bank, hospital, or anyone else notifying you of a security breach? (if you have, 1 in 4 of the recipients of that letter were victims)

 

8. Have you ever been arrested for any reason? That’s how they got me, and my case was dismissed without even having to go to court.

 

9. Shop online?

 

10. Ever lost your wallet or checkbook?

 

11. Ever left your mail in the mailbox overnight? Or even for a weekend retreat? CLICK HERE TO LEARN MORE

I would bet that you answered “YES” to at least 1-3 of these. If that is the case, then your identity is at risk. It’s not your fault really. These Identity Thieves are tricky and it really is virtually undefendable. But it sure is a lot of heartache for the victims. The time you have to put in just to fix your credit or reputation is crazy. The average is somewhere around 300 hours of leg-work. And it is so frustrating.

 

That is why Identity Monitoring services are popping up everywhere. It has become a big business, but a necessary one, unfortunately.

 

If you know me or more story, then you know that I have been on a mission to warn others and make people aware of Identity Theft and its effects. For many years it ruined my life. Homelessness, depression, embarrassment, struggles upon struggles. So, I have teamed up with the industry leader LifeLock, and I am proud to say that I have. Oh, I did my research. Admittedly, LifeLock can not protect you from all Identity Theft, but they will catch it early if it happens to you. On top of that, they will do all of the leg-work for you to clear matters up. They have a team of attorneys that specialize in Identity Theft protection and repair, all at your disposal.

 

Background Checks Cause Problems For Employment

Thursday, September 22nd, 2011

It does happen:

You go in for a job interview. You feel like you nailed it. Then you get the call (if you’re lucky) letting you know that your background check showed something shocking. They don’t know what to believe, they go with someone else. Then you get to start on that horrendous journey of clearing your name.

And this is all best case scenario. More often than not you do not get the call. Human resource professionals are going to believe what they see on this “official” background check. They are more than likely never going to contact you again after seeing that document. You go on knowing nothing about what is being reported on you Criminal Background Check, having no opportunity to explain yourself or begin fixing it. As I have said before in previous posts, it took me 6 years to find out, a few more to correct the problem by getting an expuncture, and a few years later I just turned up “dirty” on another background check.

Identity Theft of this nature is no joke, and it just blind-sides you. You can’t find out through your bank account or credit score. You are more than likely not going to run a Criminal Background Check on yourself. People that do know are probably not going to tell you, but they will probably tell others. In my case there was nothing that I could have done to prevent it, but in most cases it can be prevented. For great prevention tips click here

Because of my own experience, I am happy to endorse LifeLock. In turn, LifeLock has allowed me to offer a 10% discount to anyone that I refer to them. All you have to do is click on the Lifelock banner at the bottom of this page. I assure you, even though it might be a little too late for me, I now have my whole family enrolled in Lifelock. I recommend it to all of my friends. They have packages starting at as little as $10.00 a month. Do your own research, but please protect yourself, you can’t afford not to.

“LifeLock”
“Relentlessly Protecting Your Identity”

Do you think that Identity Theft really stinks?

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http://www.facebook.com/pages/ID-Theft-Stinks/128300927227769

Thank you NBC San Diego for doing such a great job with this important report.

P.S. Do I really look that old?

Identity Theft… Are you a victim? Are you sure?

Friday, June 24th, 2011

Are you a victim of Identity Theft?


ARE YOU SURE?


6 YEARS!

That’s how long I was a victim and did not even know it. Oh, I had been notified only a few months after it had originally happened….

By being fired from my job!

I went through all of the steps that I knew of to get it cleared up. Was told my record was cleared, even given documentation. Little did I know that not only had my record not been cleared, but it had gotten worse.

Hi, My name is John Shelby.

If you have done any research into the world of Identity Theft or to be more specific “Criminal Identity Theft”, then you have probably come across my story. If you listen to talk radio, I am the “Mr. X” that Rush Limbaugh, Sean Hannity, and Glenn Beck refer to in their commercials. If not, here are a few glimpses into my personal nightmare…..

http://www.ktsm.com/news/full-story-identity-theft-ruins-mans-employment-chances

Six whole years went by without me even knowing. I knew that I had trouble finding a decent job. I knew that in the darkest of times, I was living on the streets. I knew that I felt like a failure. I knew that there was a dark cloud following me around. I really thought that God was punishing me for something.

What I didn’t know is that my Criminal Background Check was showing that I had been convicted of multiple felonies. Robbery, possession of a stolen vehicle, evading police, participation in organized criminal activity, and last but not least Capital Murder. What I didn’t know was that there were warrants out for my arrest. What I didn’t know was that there was a logical explanation for all of my misfortune.

I finally found out when a perspective employer said to me, ” We would love to hire you, but do you have any idea what is on your background check?” Unfortunately, that was just the beginning. It took another 5+ years of diligently pursuing the issue to get my record finally exponged. I had to get all kinds of people involved. Politicians, Identity Theft Experts, Attorneys, Victims Advocates, you name it. It totally consumed my life, don’t believe me, ask my wife. In the mean time, I was only able to get employment with jobs that did not do background checks. Mostly restaurant work, however I was  not able to accept offers of management positions due to mandatory background checks.

This was all due to someone using my name upon arrest. He did not even have Identification supporting his lies. They just took his word for it. That’s how easy it was.

You think that it couldn’t happen to you? I’m sorry to say that it can. I am not the only one. Through this journey, I have been able to meet and converse with more than a few people in similar situations. None of them knew until it was too late to do anything about it. Most of them are still fighting the system, just trying to get their records cleared. This does not even touch all of the victims of Financial Identity Theft that I hear about or talk to on a daily basis.

I would be willing to bet that you know someone that has been a victim of some type of Identity Theft or another. If you talk to your friends or co-workers, I bet that they have an Identity Theft story that happened to them or an acquaintance as well. Do you still think that it can’t happen to you?

I wouldn’t wish my nightmare upon you. Heck, I wouldn’t wish it upon my worst enemy. In this day and age, we all need to monitor our Identity. So I went on a quest to find the best Identity Monitoring system. I contacted them all. I presented my particular scenario, and asked,” Could you prevent that?” The answer was always “No, I’m sorry.” or I would just keep getting transferred to the next person, or blown off completely.

Finally, I contacted LifeLock. By this time I was pretty sure that there was no so-called “Identity Theft Protection” service that could be trusted. Their answer was also, “No, we could not protect from that.” I was about to hang up, assured that they were all frauds when he said,”BUT, we would have immediately known that it did happen. We would have had our attorney’s go to bat for you. We would have saved you 6 years of not knowing, and another6 years of fighting the system.” From there we talked and talked. Their system was explained to me in full. They are for real.

The only problem is, they can’t help you if you are not a member.

Because of my own experience, I am happy to endorse LifeLock. In turn, LifeLock has allowed me to offer a 10% discount to anyone that I refer to them. All you have to do is click on the Lifelock banner at the bottom of this page. I assure you, even though it might be a little too late for me, I now have my whole family enrolled in Lifelock. I recommend it to all of my friends. They have packages starting at as little as $10.00 a month. Do your own research, but please protect yourself, you can’t afford not to.


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Avoid identity theft

Tuesday, March 29th, 2011

Avoid Identity Theft

1. Keep personal info such as SSN, Birth Certificate, and any other identifiers in a safe place. AND only give this information when necessary.
2. Ladies, guard your purse with your life…Gentlemen, while in congested areas such as busy downtown areas, malls, airports, and bus stations, keep wallet in a front pocket. Back pockets are way easier to pick.
3. Only carry checkbook when necessary.
4. Check credit card and bank statements for purchases that are not yours.
5. If you no longer use a Credit Card…..close the account and destroy it.
6. Shred, Shred, Shred. Do not just throw away bills and C.C. offers. These thieves are crafty and are not above digging in your trash.
7. Before revealing any identifying information, ask how it will be used. Make sure that your information ca not be shared.
8. Monitor your credit scores at least yearly. Also, get a Criminal Background Check on yourself.
9. On the internet…Use complex passwords. Never your name or name of close relatives (even your dog). And for the love of God, please do not use “password” as your password.
10. Use a locked mailbox or a post office box to send/receive mail.
11. Enroll in some sort of Identity Protection service. I now use Life Lock, trust me I have done the research. Their bad rep is not so deserved. While they may not have been able to prevent my situation….they would have caught it way earlier than I did and would have helped me clear it up a lot sooner, at no expense.

Help Protect Yourself From ID Theft. Get help with LifeLock.

Important numbers:

Credit bureaus:
Equifax 1-800 525-6285
Experian (formerly TRW) 1-800-301-7195
Trans Union 1-800-680-7289

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