Posts Tagged ‘equifax’

Equifax Breach Update

Sunday, October 29th, 2017

oct.5 2007

So, Richard Smith, the now ex-CEO of Equifax had to answer some questions. He got questioned by a few different committees. Here’s what we know……….

Yes, equifax did get hacked back in May or June of this year.

Yes, it was over 143,000,000 people’s information.

Yes, they claim that they did not know about these hacks until July.

Yes, they waited until September to release the information that they had been hacked.

Yes, they did offer FREE Credit Monitoring through Trusted ID for 1 year.

Yes, Equifax owns Trusted ID.

Yes, after your FREE year at Trusted ID, it goes up to 17.00 a month.

Yes, Richard (A.K.A. DICK) Smith was quoted from a speech given in August( after being hacked, but before telling anyone) as saying that the best thing that could happen for Equifax is if they would be hacked, so that they could sell their credit monitoring service.

Yes, unbelievably, the IRS just gave Equifax a huge no-bid contract to verify Identities in the upcoming tax season.

You can not make this stuff up people. Things are only going to get crazier from here. These identities will start being used soon. Some in ways that are not going to be detectable by the run of the mill credit monitoring services. Criminal Identity theft, synthetic ID theft, immigration identity theft, tax fraud. These can only be detected by an Identity Monitoring service. Between this breach, the data breach at the VA, Yahoo, hospitals, insurance companies, your mail, hacked websites, etc. etc. It is almost  certain that if you are an adult, your identity will be stolen in the next 5 years.

I personally use LifeLock. I have a relationship with LifeLock. I believe that LifeLock is a necessity. Join now by clicking the banner below. You deserve peace of mind about this. Look, I know that nobody can prevent all Identity Theft. But LifeLock will detect it faster, they will notify you, they will help you fix it.


EQUIFAX DATA BREACH AFFECTS MILLIONS

Saturday, September 9th, 2017

For those that haven’t heard, there has been another major security breach. First it was the VA, which affected many veterans. Then Yahoo, who many many people use for their email, and it stole ID’s and passwords. There has been more than a few. But this most recent one takes the cake. Equifax got hacked. Yes, Equifax, one of the big 3 credit reporting agencies. They were hacked. You would think that they of all people would have the best cyber security available in the world. Apparently not.

 So here’s the deal. An estimated 140-150 million, yes I said million, people’s information were obtained by a hack into the Equifax website. The information obtained were names, social security numbers, date of birth, address, and in some cases even driver’s license information. In the cases of over 200,000 people, their credit card information was also obtained. That is just ridiculous. But wait, it gets even better…

   This news was just released yesterday, I believe. Guess when it happened? They are estimating that it happened some time in either May or June. They’ve known for months. But, we are just finding out now? Ya’ll know how I feel about Identity Theft.

   How is Equifax fixing it? Well, they are giving you a year of free credit monitoring. That’s great, except that my information stays with me for the rest of my life. I’m sure Equifax gets some kind of kick-back from the renewals after the one year free period is up, if they don’t flat out own the credit monitoring service itself. You probably have to sign something saying that you won’t participate in a class action law-suit against Equifax to receive the free monitoring. Or, you can put a freeze on your credit. Which can be done through Equifax itself for only $10.00.

   My suggestion? First, find an Identity Monitoring Service, not a credit monitoring service. The hackers don’t just have to use your information for Credit or Financial gains. Look at me, the guy who stole my identity put 7 felonies on my record. I didn’t even know about it for years, then it took me years longer to finally get it MOSTLY off of my record. Long story (goodnamegone.com) and I’ll never fully recover. Your Identity could be used for many things: IRS fraud, immigration fraud, criminal identity theft,etc. After my incident, I chose Lifelock. I personally got the ultimate plus plan, that one comes with an app that gives you alerts on unusual or over-limit spending and gives you your credit score as well. Plus the comfort of knowing that if my identity gets stolen again Lifelock will fight for me to get it all cleared up as speedily as possible. I regret that I did not have them before.

   The good thing is, at the moment your information has only been compromised and most likely not used yet. Get yourself signed up with an Identity Monitoring Service. Find out if you were one of the ones compromised. Please. You don’t want the Identity Theft nightmare with nobody in your corner. No, they can not STOP all identity theft, nobody can, but they will help you identify it quicker and help you repair your situation. You won’t go through it alone.

Lifelock actually allows me to offer a discount on my page.

 

 

 Sign up for Lifelock today to protect your identity from data breaches.

 

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