Posts Tagged ‘Financial Identity Theft’

Identity Theft… Are you a victim? Are you sure?

Friday, June 24th, 2011

Are you a victim of Identity Theft?


ARE YOU SURE?


6 YEARS!

That’s how long I was a victim and did not even know it. Oh, I had been notified only a few months after it had originally happened….

By being fired from my job!

I went through all of the steps that I knew of to get it cleared up. Was told my record was cleared, even given documentation. Little did I know that not only had my record not been cleared, but it had gotten worse.

Hi, My name is John Shelby.

If you have done any research into the world of Identity Theft or to be more specific “Criminal Identity Theft”, then you have probably come across my story. If you listen to talk radio, I am the “Mr. X” that Rush Limbaugh, Sean Hannity, and Glenn Beck refer to in their commercials. If not, here are a few glimpses into my personal nightmare…..

http://www.ktsm.com/news/full-story-identity-theft-ruins-mans-employment-chances

Six whole years went by without me even knowing. I knew that I had trouble finding a decent job. I knew that in the darkest of times, I was living on the streets. I knew that I felt like a failure. I knew that there was a dark cloud following me around. I really thought that God was punishing me for something.

What I didn’t know is that my Criminal Background Check was showing that I had been convicted of multiple felonies. Robbery, possession of a stolen vehicle, evading police, participation in organized criminal activity, and last but not least Capital Murder. What I didn’t know was that there were warrants out for my arrest. What I didn’t know was that there was a logical explanation for all of my misfortune.

I finally found out when a perspective employer said to me, ” We would love to hire you, but do you have any idea what is on your background check?” Unfortunately, that was just the beginning. It took another 5+ years of diligently pursuing the issue to get my record finally exponged. I had to get all kinds of people involved. Politicians, Identity Theft Experts, Attorneys, Victims Advocates, you name it. It totally consumed my life, don’t believe me, ask my wife. In the mean time, I was only able to get employment with jobs that did not do background checks. Mostly restaurant work, however I was  not able to accept offers of management positions due to mandatory background checks.

This was all due to someone using my name upon arrest. He did not even have Identification supporting his lies. They just took his word for it. That’s how easy it was.

You think that it couldn’t happen to you? I’m sorry to say that it can. I am not the only one. Through this journey, I have been able to meet and converse with more than a few people in similar situations. None of them knew until it was too late to do anything about it. Most of them are still fighting the system, just trying to get their records cleared. This does not even touch all of the victims of Financial Identity Theft that I hear about or talk to on a daily basis.

I would be willing to bet that you know someone that has been a victim of some type of Identity Theft or another. If you talk to your friends or co-workers, I bet that they have an Identity Theft story that happened to them or an acquaintance as well. Do you still think that it can’t happen to you?

I wouldn’t wish my nightmare upon you. Heck, I wouldn’t wish it upon my worst enemy. In this day and age, we all need to monitor our Identity. So I went on a quest to find the best Identity Monitoring system. I contacted them all. I presented my particular scenario, and asked,” Could you prevent that?” The answer was always “No, I’m sorry.” or I would just keep getting transferred to the next person, or blown off completely.

Finally, I contacted LifeLock. By this time I was pretty sure that there was no so-called “Identity Theft Protection” service that could be trusted. Their answer was also, “No, we could not protect from that.” I was about to hang up, assured that they were all frauds when he said,”BUT, we would have immediately known that it did happen. We would have had our attorney’s go to bat for you. We would have saved you 6 years of not knowing, and another6 years of fighting the system.” From there we talked and talked. Their system was explained to me in full. They are for real.

The only problem is, they can’t help you if you are not a member.

Because of my own experience, I am happy to endorse LifeLock. In turn, LifeLock has allowed me to offer a 10% discount to anyone that I refer to them. All you have to do is click on the Lifelock banner at the bottom of this page. I assure you, even though it might be a little too late for me, I now have my whole family enrolled in Lifelock. I recommend it to all of my friends. They have packages starting at as little as $10.00 a month. Do your own research, but please protect yourself, you can’t afford not to.


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