Posts Tagged ‘Lifelock’

Identity Theft Tips For The Holidays

Wednesday, November 22nd, 2017

Avoid Identity Theft this holiday season by following these easy tips.

Hold your mail if traveling.

You see, Identity thieves are still up to their old tricks. The holiday season is when people travel. Leaving their mailboxes unattended. Identity thieves know this so they are out hitting mailboxes if there are any signs that you are gone. Think about it, if you have a weeks worth of mail sitting in your mailbox it is very likely that there is enough info in there for someone to steal your identity. Bank statements, credit card statements, etc. Also, a full mailbox and an empty driveway are an open invitation for burglary.Luckily the USPS has a hold mail service, just go to https://holdmail.usps.com/holdmail/ and request that your carrier “hold” your mail until your return date. Or just leave a note for your carrier in your mailbox.

 

If ordering online, invest in a door camera.

Parcel Pirates are out there. These guys follow delivery trucks around and straight up steal your parcels right off of your porch. Right in the middle of the day and get away with it. As a mail carrier myself, I highly recommend getting a doorbell/front door camera. I have seen these thieves get busted just by posting the footage of the thief on your local community facebook site. In most cases though, a home is less likely to be targeted just because the system is present.

 

Sign up for an identity monitoring service.

 

Yes, and finally the Identity Monitoring service. It’s time people. Identity monitoring services are now a necessity. With the data breaches, the skimmers, the ever evolving tactics for compromising your personal information. You definitely need LifeLock. I have it, I recommend it, and you know my story. While they cannot defend or prevent all identity theft, they find the warning signs way faster than you could, and they help resolve the issues quickly. Start your membership today, right here, and get 10% off.

EQUIFAX DATA BREACH AFFECTS MILLIONS

Saturday, September 9th, 2017

For those that haven’t heard, there has been another major security breach. First it was the VA, which affected many veterans. Then Yahoo, who many many people use for their email, and it stole ID’s and passwords. There has been more than a few. But this most recent one takes the cake. Equifax got hacked. Yes, Equifax, one of the big 3 credit reporting agencies. They were hacked. You would think that they of all people would have the best cyber security available in the world. Apparently not.

 So here’s the deal. An estimated 140-150 million, yes I said million, people’s information were obtained by a hack into the Equifax website. The information obtained were names, social security numbers, date of birth, address, and in some cases even driver’s license information. In the cases of over 200,000 people, their credit card information was also obtained. That is just ridiculous. But wait, it gets even better…

   This news was just released yesterday, I believe. Guess when it happened? They are estimating that it happened some time in either May or June. They’ve known for months. But, we are just finding out now? Ya’ll know how I feel about Identity Theft.

   How is Equifax fixing it? Well, they are giving you a year of free credit monitoring. That’s great, except that my information stays with me for the rest of my life. I’m sure Equifax gets some kind of kick-back from the renewals after the one year free period is up, if they don’t flat out own the credit monitoring service itself. You probably have to sign something saying that you won’t participate in a class action law-suit against Equifax to receive the free monitoring. Or, you can put a freeze on your credit. Which can be done through Equifax itself for only $10.00.

   My suggestion? First, find an Identity Monitoring Service, not a credit monitoring service. The hackers don’t just have to use your information for Credit or Financial gains. Look at me, the guy who stole my identity put 7 felonies on my record. I didn’t even know about it for years, then it took me years longer to finally get it MOSTLY off of my record. Long story (goodnamegone.com) and I’ll never fully recover. Your Identity could be used for many things: IRS fraud, immigration fraud, criminal identity theft,etc. After my incident, I chose Lifelock. I personally got the ultimate plus plan, that one comes with an app that gives you alerts on unusual or over-limit spending and gives you your credit score as well. Plus the comfort of knowing that if my identity gets stolen again Lifelock will fight for me to get it all cleared up as speedily as possible. I regret that I did not have them before.

   The good thing is, at the moment your information has only been compromised and most likely not used yet. Get yourself signed up with an Identity Monitoring Service. Find out if you were one of the ones compromised. Please. You don’t want the Identity Theft nightmare with nobody in your corner. No, they can not STOP all identity theft, nobody can, but they will help you identify it quicker and help you repair your situation. You won’t go through it alone.

Lifelock actually allows me to offer a discount on my page.

 

 

 Sign up for Lifelock today to protect your identity from data breaches.

 

Craziest Identity Theft Ever

Sunday, June 21st, 2015


I  guess it’s about that time……I get the question a lot. “So, What happened with your lawsuit?” I’ve  been staying pretty quiet about it. But here goes.

I never even got my day in court. You see, I have learned the hard way. What we call the justice system, or the judicial system, is nothing more than the legal system. What I mean by that is that if attorneys with unlimited funds can find ways to expose legal loopholes and work the system, the everyday man(AKA the little guy) has no chance. There is NO JUSTICE!

I know many of you know my story. How crazy it is. You may be a friend, an acquaintance, family, etc. Maybe you stumbled across my story doing research on Identity Theft or Criminal Identity Theft. Maybe you have read an article, heard about me on the radio, seen my story on your local news. Maybe you have helped me along the way or at least sympathized. Maybe you yourself have used my situation for your own financial gain (there are a few of you). Or maybe this is the first you’ve heard of me. For the latter, I will give you a quick bullet-pointed version of what I have been through and you can fill in the blanks by visiting goodnamegone.com and reading some of my previous articles.

  • In 1991 I was arrested in El Paso, Tx.(my hometown) for trespassing. It was a misdemeanor charge that was dismissed, but I was booked and entered into the system nonetheless. Soon after, I joined the USNAVY where I served until I was released on a medical discharge. 40% disability.
  • In 1997 I had moved back home. I had landed a great job, actually my dream job at that time, managing a few bars for a casino. But was pretty much immediately released because my background check had shown that I was currently incarcerated for a robbery. I was perplexed at the least, but went to the El Paso Police Headquarters to figure it all out. Unfortunately, the policy at the casino was that I had to wait 6 months to re-apply, so thatjob was out for the time being. But I still needed to clear this up.
  • It was Dec. 1st of 97. At the precinct I was fingerprinted to prove my Identity, then it was explained to me that yes they did have someone currently incarcerated under my name. The officer in charge of examining fingerprints(Officer Chavez) then told me that this person had used my ID upon arrest, showed me a picture of the person incarcerated under my name, and asked if I knew him. I did recognize his face, so I made some phone calls right there at the desk and was able to identify the man as Jason Newton. It was verified that it was him, I was assured that the changes had been made in the system, given paperwork(which I still have). And was sent on my way. Hey mistakes happen. Yes I had lost a great career opportunity, but that’s life. Maybe it just wasn’t where God wanted me?
  • So, then my life just turned very unlucky. I was jobless. I couldn’t seem to find a job anywhere. I had tons of experience. I was a disabled veteran. Very smart. But within months my car had been repossessed, I had given up in El Paso, I had moved back to Virginia Beach where I had been stationed in the Navy, and by mid January I was living on the streets. Eventually, due to a fortunate turn of events, I got a horrible job at a dangerous night club, and moved on up to a flea-bag hotel in Norfolk,Va. From there things got a little better. A co-worker, Joe Sullivan, who is still my best friend, offered me a spare room at his house to help get me off the streets.I kept tending bars all over the area, and eventually got an apartment,then bought a house and made halfway decent money for a young single guy.
  • Eventually I even got married and had a beautiful baby girl in 2004. But I realized that tending bar in neighborhood dives was not the answer for a father with real responsibilities. So, I took advantage of my Veteran disability rating. Took the test to work for the Postal Service, got a really high score, and was hired on my first interview, to be a carrier in Suffolk,Va. We were so happy and felt blessed. I put my house up for sale in Virginia Beach and was looking for houses in Suffolk. That’s when the proverbial poop once again hit the fan. My offer for employment was recanted based on my background check. So once again I was jobless, and already had a contract to sell my home. I was not told what my Criminal Background Check (CBC) said, but it was bad enough. I kind of just assumed it was over my arrest in 1991. Boy was I wrong.
  • It took awhile to find out what was really up. I think it was actually Domino’s pizza that told me what was on my background report. Yes I had gotten desperate enough to deliver pizzas as a career, still tending bar part-time. Believe it or not, not only had my record never been fixed in El Paso, but it had gotten worse. I now had 7 felonies on my record, 4 warrants for my arrest, AND I was showing up as serving a life sentence for Capitol Murder. What the fudge? Thats when life really changed. That’s when a lot of misfortunes started to make sense.
  • Then my quest started. The quest to clear my name. It was harder than I even imagined. I contacted EPPD many times. There was absolutely no proof to my story. Nobody believed me, nobody believed that this could happen. I was called a liar. No paperwork had ever been filed on my behalf. I had to once again submit prints. I was told eventually that this guy had used my ID upon arrest. I was given more paperwork attesting to this. But was told that it was all they could do.
  • To make matters worse: A former employer found out about my situation and took advantage.She spread the word, knowing the truth, to further mess up my chances of employment. You see, in Virginia you can not serve alcohol if you have a felony record. I think she warned every restaurant/bar in the area. I would’ve sued her, but because these crimes were on my CBC, she was actually telling the truth and doing a public service by spreading lies. That’s the kind of position I was in.
  • Over the next two years I spent all of my free time trying to fix my record. Nobody would help. I was told to stop calling them, I was told to stop blaming them for my misfortune by Ms. Gloria Daniels in the records department in El Paso. She explained that this stuff happens all of the time, mostly between family members, and what made me so special as to expect  them to do anything to help me. Heck, when I told her I was in college working on my degree in Early Childhood Education, she actually laughed and said, “You’ll never  get a job in that field with your record.”
  • I called everyone…..attorneys, identity theft advocates, Texas DPS, the FBI, victims groups, civil rights groups, etc.etc. I sent emails, posted youtube videos, wrote letters, my congressman, senator, VA groups, everyone. Nobody could help. My record was sooooo messed up and in such a way that nobody knew what to do. I did make some really good connections though, that all helped in their own rite. I fell into a deep depression. I found out that I wasn’t even legally allowed to vote, or to bear arms.
  • I was even advised by an officer in the records department, that the best way to clear things up, was to come to El Paso and turn myself in for the warrants. Then I would be able to explain the situation in court. The catch? Once I turned myself in, I would have to wait until my court date. And since I was a Virginia resident, and these charges were all felonies. I would be considered a flight risk, would probably have a really high bail (if any) and would have to stay in jail until my court date. Which could be anywhere from 30-90 days barring any continuances or postponements. That option was not even considered  Idiots.
  • One day, finally in 2007, I was contacted by a Mr. Brian Falco from the Identity Theft Resource Center in San Diego California. He had heard about my situation somewhere, maybe a family member. He wanted to help. And help he did. While I was at work, delivering pizzas, he was on the phones in my behalf. He was tenacious and would not take NO for an answer. Between him and Ms. Paula Pierce from the Identity Theft department of Texas DPS, they were able to pressure the City of El Paso into exponging my record. Kind of. In Feb. of 2008. And they dropped the warrants for my arrest.
  • But then, they wouldn’t send me the case file. For some reason they were being very evasive about me seeing all the documentation. Here’s how sneaky they were……. On Dec. 22 of 2008 I got a letter from the Records dept. stating that I had 30 days to come pick up my documentation,. The funny thing, it stated that I had 30 days from the day that the letter was written and signed, which was Dec. 4th. It was mailed on Dec. 19th, I received on the 22nd, and they were out on Christmas vacation from the 21st until the 3rd of January. It was scheduled to be destroyed on that day. Luckily I got Miss Paula Pierce from DPS and Ms. Veronica Hansen from a Victims Advocacy group in Texas to get ahead of that, at the very last minute. They told the records dept. not only to not destroy but that they were legally obligated to send these clearance letters and total case file to me and they reluctantly did so.
  • It took a couple of weeks to receive, I had to jump through some legal hoops, but I finally got the complete case file. As I was going through the documents, arrest sheets, AFIS cards (Automated Fingerprint Identification System) used by the FBI, fingerprint cards, etc.. with Mr. Brian Falco, we were able to put together what had really happened here, why they were being so evasive, and why they were so reluctant to be truthful.
  • So here’s what had really happened, all proven by their own documents that I still possess. A: I had been told that Mr. Newton had used my ID when arrested in 1997. But according to the arrest sheet the DL number on that document was curiously the same DL number on my  arrest sheet in 1991. But that DL had been surrendered in Oct. of 1991 in Rison Ar. when I got an Arkansas Drivers License. So that was not possible. B: The arrest sheet states that the fingerprints had been verified through the FBI and DPS, absolutely not true because Mr. Newton had a prior record and was actually at that time a fugitive wanted for a murder charge in Plano,Tx. Here’s how ridiculous it was, the arrest sheet had his picture and fingerprints but all of my stats. My height, my weight, my date of birth, my eye color, my SSN, my scars, my hair color, etc.Which is crazy because Mr. Newton was 6 years younger than me, had different colored eyes, 6 inches taller than me, outweighed me by over 50 lbs.,different colored hair, different tattoos and scars. But there it was, my info/his pic. But nobody seemed to notice? REALLY? It was more than obvious, they had transferred all of my informatio from my arrest in 1991 to this guy’s arrest sheet in 1997. AND, when he was released, after pleading guilty under my name, he was given copies of these documents upon release. The EPPD essentially gave him all of my personal information. To boot, I had come in and identified him while he was incarcerated and had been told that it had been corrected. Apparently it never went farther than Officer Chavez’s desk.
  • With this newly obtained information, Mr. Newton was basically given a license to go on a crime spree. He was in the system as me. Even his fingerprints were now confused as mine. And he did, racking up 3 more felonies in the next couple of months. The funny thing, upon his next arrest he missed my SSN by one number and mis-spelt my middle name. All unnoticed.

So, this is what started the snowball that eventually became my avalanche. The EPPD even sent an AFIS card to the FBI to update the NCIC criminal data-base. My stats, his pic, his prints. Here’s the tricky part to that……The FBI will not fix my record in NCIC. They can’t even discuss it with me because my fingerprints do not match their records. So if my background check is pulled by my name, date of birth, and SSN all of these crimes still pop up. Even with an expungement,(Generally, expungement is the process to “remove from general review” the records pertaining to a case. In many jurisdictions, however, the records may not completely “disappear” and may still be available to law enforcement, to sentencing judges on subsequent offenses, and to corrections facilities to which the individual may be sentenced on subsequent convictions) per wikipedia. Are you kidding me? The EPPD screwed this up soooooooo bad that it can never be fully corrected. NEVER!!!!!

So I did what anyone else would do. I started to pitch a fit. I started off nicely. Writing a letter to the Mayor of El Paso at that time, John Cook, expressing that I thought that I deserved some sort of compensation for my troubles. I got a reply from the City Attorney Mrs. Karla Nieman stating that she would check into it, and even though I gave her all of the requested information and sent many emails requesting an update, I never heard from her again. I decided to sue. What other option did I have?

It took a while to find an attorney to take my case. Many obstacles: Case was in Texas but I lived in Virginia, there were no other cases like mine for attorneys to use as a reference, it is apparently taboo for attorneys to sue municipalities, and I didn’t have the money to fund the lawsuit, after all I was just a pizza delivery boy with a family to support. But, after begging hundreds of attorneys to take my case, spending hundreds of hours on that, I got a break. A professor at Regent Law University forwarded my case to every attorney that he had in his data-base, and finally Mr. Stephen Casey from Round Rock,Tx. accepted the challenge.

We started nicely. We sent a settlement demand letter in early 2010. It was eventually presented at an El Paso City Council meeting. They voted to deny all accusations, really? The vote, out of 8 city council members was 4-2 to deny, with one member abstaining from the vote and another had left early for his kids sporting event. Ridiculous! So we sued in State court to the tune of 7.5 million. That case was eventually dismissed without prejudice, stating that we needed to sue in Federal court. So we did. Then the first time we sued in Federal Court, it was once again dismissed without prejudice, stating that there was something wrong with the “language” of the complaint. So then we got that all straightened out and notified the City of El Paso that we would be raising suit again. In this case, the City Attorney at this time, Charlie Mc Nabb, implored us to let him once again bring this up before City Council. It was postponed a couple of times, but eventually was voted upon. This time behind closed doors. The result was to once again deny all claims. We do not know the vote count or what was said in this meeting. So we sued in Federal court. I don’t give up easily. What’s right is right.

This lawsuit went back and forth with paperwork and filings. All I really wanted was to get my day in court, a jury trial, but they were blocking that from happening any way that they could. But throughout the lawsuit, they did concede a couple of things. We agreed upon the fact that I could not have known their culpability until Feb. of 2009. They did admit, not apologize, that all of this did happen and that it was their fault. Heck, at one time I even won the lawsuit by summary judgment when they missed a deadline to file response to our accusations, but that was overturned when they got some secretary or clerk to submit a signed affidavit saying that the reason the deadline was missed was her fault for entering the deadline wrong on the attorneys agenda. OK. Then they started arguing petty stuff like……even though it was city employees who had entered all of this fraudulent information, that we should be suing the County of El Paso instead of the city because the info was signed and written on County documentation. Also because, my third filing of the lawsuit, my third filing, was over 2 years from discovery date. It was past the statute of limitations. Guess what? The judge agreed. What? Case dismissed. So we appealed in Federal appeals court, judge agreed then too.

This is crazy. They admit it’s their fault. They admit it. Yet I never even got my day in court over a loophole/ legal technicality? I refuse to accept that. Loss of constitutional rights? Loss of income potential? Destruction of my resume? Slander? Libel? Mental anguish? Depression? Financial problems? None of that matters? For a Desert Storm disabled veteran? REALLY?

This story is so ridiculous that I’ve heard it told by Rush Limbaugh, Sean Hannity, Bill O’Reilly, and Glenn Beck all to advertise for Lifelock. What do I get? You guessed it. I’ve seen Internet Marketers use my story to promote Identity Theft protection products. I’ve seen Identity Theft recovery non-profits use my story for public awareness. You know what? I don’t even mind, if it will save others from becoming like me.

Look, I’m welcome to suggestions. I’ve had a few already. Go on a media tour? Nobody seems that interested, oddly enough. I’ve sent my story to everyone from Montel to 20/20. Embarrass the City of El Paso into doing the right thing and paying me off? Nice thought, but they seem to have no shame or sense of right. But I will say that my next article will include all names and badge numbers of everyone that even touched this case. I don’t care anymore, and I have all of that information. Start a “fund me” page? Look, I’m pretty sure that it would pay off pretty well, and eventually I might have to go that route, but I hate the thought of receiving charity, especially when this responsibility falls on the City of El Paso, Tx. Why would I expect the general public to come out of their pockets? Maybe you think I should just shut up and stop whining? That’s fine put those suggestions in my comment box too. Some people say to write a book. I’m not much of a writer, obviously, and don’t have the time to embark on a novel. I’ve neglected my family enough spending time on this, plus I work 50+  hours per week just trying to make ends meet. Any ghost writers out there?

So, here’s my deal for the time being. I’m trying to make lemonade out of lemons here. I don’t wish this kind of hell on anybody. I truly believe, in this day and age, that we all need help monitoring our own identity. It sucks, but its a sad truth. I have been able to work out a deal with Lifelock, where I use my story to basically refer people to them and I get a small commission. I myself am a Lifelock member and love the peace of mind it provides. I even get alerts to my smartphone when suspicious charges hit my bank account. Lifelock is the best in the industry, and I have no problem suggesting them to anybody. Plus, they let me offer 30 days free and a 10% discount on my goodnamegone.com website. Pretty sweet. So in this case, you can help me by helping yourself. Pretty fair right? How else can you help? By sharing my story on social media, by email, by phone. Encourage other to like my Good Name Gone Facebook page,  where I will do my best to keep everyone updated on tips to protect their identity and of new security breaches. AND if you have any suggestions, comments, or know anyone who might be able to help me whether by media or by legal help please let me know. I’m stuck and kind of up against a brick wall here.

Also, if you don’t understand how this can happen. Or you think that maybe you can help explain it to me….Please feel free to contact me at john@goodnamegone.com , comment in the comments section, or hit me up on facebook at “good name gone” or John Shelby.

For all other questions please direct them to:

El Paso Mayor: Oscar Leeser -mayor@elpasotexas.gov    915-212-0021

Chief of Police: Greg Allen- pdpios@elpasotexas.gov

But I can pretty much guarantee a “NO COMMENT”.

The more calls they get, the more emails,etc. The more pressure they get to “MAKE ME WHOLE”. Thank you all.

Identity Theft Checklist

Tuesday, May 6th, 2014

  

UNBELIEVABLE!!!!!

Did you know? As much as 20% of all adults in America fell victim to some sort of Identity Theft in 2013? That is insane. That is 1 in 5. That means that unless you are a total recluse, you know somebody that has fallen victim to some sort of Identity Theft, or even a few people. You might have even been a victim yourself. Look, I know what you are thinking. It would never happen to you, RIGHT? Don’t be so sure. I was a victim for over 6 years before I even knew it. NO JOKE!! And to top it all off, mine was Criminal Identity Theft, the kind where someone else’s crimes end up on your Criminal Background Check. Yep, 7 felonies including Capitol Murder. Over 5000 hours spent trying to clear my name and to be honest with you, even though I have taken all of the necessary steps, some of the crimes still show up on my Criminal Background Check. But enough about me, if you are really that interested my story is all over the internet and all over this website. Just search “John Shelby Identity Theft”.

Do you still think that you are safe? Or are you starting to wonder? Well, here’s a little checklist to know if your Identity is at risk of being stolen or compromised:

IDENTITY THEFT CHECKLIST

1. Do you ever bank online?

 

2. Are you prior military with a VA file?

 

3. Are you on any form of social media?

 

4. Have any of your email accounts ever been “hacked”?

 

5. Have you ever lost or mis-placed your smart-phone, laptop, or other mobile device?

 

6. Did you shop at Target or Nordstrom’s this last holiday season?

 

7. Have you ever received a letter from your bank, hospital, or anyone else notifying you of a security breach? (if you have, 1 in 4 of the recipients of that letter were victims)

 

8. Have you ever been arrested for any reason? That’s how they got me, and my case was dismissed without even having to go to court.

 

9. Shop online?

 

10. Ever lost your wallet or checkbook?

 

11. Ever left your mail in the mailbox overnight? Or even for a weekend retreat? CLICK HERE TO LEARN MORE

I would bet that you answered “YES” to at least 1-3 of these. If that is the case, then your identity is at risk. It’s not your fault really. These Identity Thieves are tricky and it really is virtually undefendable. But it sure is a lot of heartache for the victims. The time you have to put in just to fix your credit or reputation is crazy. The average is somewhere around 300 hours of leg-work. And it is so frustrating.

 

That is why Identity Monitoring services are popping up everywhere. It has become a big business, but a necessary one, unfortunately.

 

If you know me or more story, then you know that I have been on a mission to warn others and make people aware of Identity Theft and its effects. For many years it ruined my life. Homelessness, depression, embarrassment, struggles upon struggles. So, I have teamed up with the industry leader LifeLock, and I am proud to say that I have. Oh, I did my research. Admittedly, LifeLock can not protect you from all Identity Theft, but they will catch it early if it happens to you. On top of that, they will do all of the leg-work for you to clear matters up. They have a team of attorneys that specialize in Identity Theft protection and repair, all at your disposal.

 


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